Need Homeowners Insurance Help? Let Us Be Your C.A.R. Liaison

🏡 Navigating Insurance Challenges with C.A.R.’s New Homeowners Insurance Helpline

(Source: California Association of REALTORS® (C.A.R.) – Homeowners Insurance Helpline)

If you’ve tried shopping for homeowners insurance lately, you already know how tough the California market has become. Rising premiums, stricter requirements, and even policy cancellations are leaving many homeowners (and future buyers) feeling frustrated and uncertain.

That’s why I’m excited to share a new member benefit from the California Association of REALTORS® (C.A.R.): the Homeowners Insurance Helpline. This resource was created to support REALTORS® like myself in helping clients navigate today’s changing insurance landscape.

What the Helpline Does

The Homeowners Insurance Helpline is a free benefit for C.A.R. members. Its main goals are to:
✔️ Collect real-world stories and challenges REALTORS® face when dealing with insurance.
✔️ Direct members to resources that can help their clients maintain or secure coverage.

The Helpline provides guidance on a wide range of topics, including:

• Finding an insurance carrier

• Escrow impounds

• The California FAIR Plan

• Inspections and renewals

• Disaster relief

• Closing transactions when insurance becomes a hurdle

When I (or any REALTOR® member) submits an inquiry, a C.A.R. Insurance Liaison responds within one business day with the available resources.

Why This Matters for You

While the Helpline is not designed to solve every issue directly, it plays a powerful role in two ways:

1. Immediate Support: It connects REALTORS® with tools, contacts, and information that can ease today’s insurance headaches.

2. Long-Term Advocacy: By collecting member feedback, C.A.R. is able to push for practical solutions and policy changes at the state level — and even work with the Department of Insurance to explore new products and services.

This means that the challenges you and your neighbors are facing today are helping to shape better solutions for the future.

How Milestone Realty Can Help

Since this helpline is a members-only resource, the public can’t contact C.A.R. directly. That’s where we come in.

At Milestone Realty, we go beyond buying and selling — we’re here to help you navigate every part of homeownership, including today’s tough insurance market.

If you’re facing challenges with your homeowners insurance, reach out to us. We’ll connect you to the right resources through C.A.R.’s Homeowners Insurance Helpline so you have the support you need.

Because when it comes to protecting your home, the right guidance makes all the difference.